T. Eric Foster oversees the Prospective Risk Management team in execution of risk-management deliverables. As former head of Aetna’s PEO division, Eric has partnered with industry leaders to shape today’s marketplace. Eric has 30 years of in-depth industry experience in senior sales and underwriting leadership roles. He remains actively engaged in the healthcare debate as a member of NAPEO’s healthcare taskforce and contributing writer to PEO Insider.
Eric has a degree in Economics from The College of William & Mary. He is a Certified Employee Benefits Specialist and licensed life and health agent.
Lauren leads the technology team in the execution of technology strategy and initiatives. Lauren has over 20 years of operations and business analysis, technology, and program management experience. She has worked with Prospective Risk Management and its sister company Compass since 2013. Prior to working for Compass, Lauren oversaw various human resources analysis and technology teams at Capital One.
Lauren is a graduate of the Honors program at James Madison University where she earned a BA in psychology. She also holds an MBA from the Fuqua School of Business at Duke University.
Bill Myers is one of the founding principals of Prospective Risk Management Corporation. With more than 35 years of executive benefits, employee benefits, pension, and asset management consulting experience, he specializes in the development, design, and management of multi-state, multi-site employee benefit programs.
Bill earned his B.S. degree in microbiology and biochemistry from the University of South Florida. He also holds multiple degrees in financial management and administrative management including ChFC (Chartered Financial Consultant) and CLU (Charter Life Underwriter) designations, and is a Fellow of the Life Management Institute (FLMI).
Patrick is responsible for management of the PEO and Association client employer group medical underwriting. Patrick has more than 19 years of broad-based risk management and insurance experience. Prior to joining Prospective Risk Management, he headed the Central Florida casualty claims division of the Cincinnati Companies, including the Cincinnati Insurance Company. While leading CUSI’s Underwriting team, Patrick has overseen the underwriting and analysis of over 15,000 groups, representing over 600,000 potential Members.
A graduate of the University of Central Florida, Patrick is fully licensed in Property & Casualty and Life, Health & Variable Annuity areas of insurance.
Bruce is responsible for managing the entry underwriting function for PRMC clients. This includes daily peer review of all entry underwriting submissions prior to release to PRMC clients. Also responsible for all aspects of proprietary PEO reinsurance program that has saved clients millions in premium and aligned their premium with their unique risk profiles. Bruce has over 20 year of underwriting experience, primarily in the employer stop loss arena.
Bruce is a graduate of St. Lawrence University with a BA in Economics and attended on a Full Army ROTC scholarship.
Allison is responsible for managing the ongoing risk monitoring of all PRM clients. This includes actuarial analysis, renewal underwriting, data management, and monthly risk reporting. Allison is a healthcare actuary with 10 years of actuarial experience, 5 of which are with PRM. Prior to joining PRM in 2016, she was a small group pricing and reserving actuary at a regional health insurer.
Allison is a graduate of the University of Central Florida with a B.S. in Actuarial Science. She is a Fellow of the Society of Actuaries and a Member of the American Academy of Actuaries.
Kerry provides consulting for clients on the tactical and operational aspects of managing a PEO and association master plan. PRM’s custom consulting experience provides guidance for clients on how constantly changing risk factors are impacting their master plans. Kerry has been with PRM and its sister company Compass Consulting Group for over 10 years, with experience in the traditional small group and large group markets, as well as with Association and PEO master plans.
Kerry is a graduate of Texas A&M University, with a Bachelor of Science degree in Journalism, holds an active Life, Health & Variable Annuity license in Florida and has completed the Certified Employee Benefit Specialist (CEBS) program sponsored by the International Foundation of Employee Benefit Plans and the Wharton School of the University of Pennsylvania.